Pay now. Pay in 30 days. Pay in 3 interest-free installments.

Klarna is a flexible payment option that lets you spread the cost of your purchase over time. Whether you're refreshing your bed with cosy Premier Inn At Home bedding or buying a brand-new luxury bed, Klarna allows you to buy now and pay later—interest-free.

payment plans

To make life easier we offer two simple payment plans (subject to status)

pay over time payment plans

This lets you pay for your items in 3 equal interest-free instalments for orders.

We will charge your card for the first 1/3 of the total amount when you place your order.

30 days and 60 days later, we will let you know and then automatically charge your card 1/3 each time until the full amount has been paid.

pay later payment plans

Sleep now, pay later.

You can buy your items and then delay payment for up to 30 days to help you manage your finances the easy way.

Don’t worry, Klarna will also let you know when you need to pay via email. You can then easily make your payment online at klarna.com or in the Klarna app.

Now you know how it works, why not take a look at our mattress.

What is Klarna?

Klarna is a payments service that helps you buy the things you want or need. Right now, over 150 million people worldwide use Klarna at over 450,000 online stores.

Am I eligible to use Klarna?

If you tick all these boxes, Klarna is the payment method for you: Be at least 18 years old, Have a UK payment credit or debit card, Have a UK residential address.

What payment options are available with Klarna?

Klarna offers a few options depending on the purchase amount. These include:

  1. Pay in 3: Split your purchase into three interest-free instalments, with the first taken at checkout and the following two spread over 30 and 60 days.

  2. Pay in 30 days: Delay your entire payment for 30 days from the purchase date

  3. Pay Now

Please spend responsibly – borrowing beyond your means could seriously affect your financial status, ensure you can afford to make your repayments on time by the due date. Please note that late or missing payments may have severe consequences and cause you serious money problems.

Will a credit search take place against me if i use Klarna?

When you use Pay in 30 days or Pay in 3, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

I have asked for a refund. How will I be refunded?

If you have paid for your order with card, the refund will be made back to your Klarna Account balance.

Where can I find Klarna’s terms and conditions?

Klarna's Pay in 3 / Pay in 30 days is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Minimum spend £30. Ts&Cs and late fees apply.

You can view the terms and conditions here.

Silentnight Group, Long Ing Business Park, Long Ing Lane, Barnoldswick, BB18 6BJ is authorised and regulated by the Financial Conduct Authority ("FCA") (FCA FRN 957315) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Klarna.com/uk/terms-and-conditions

In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, we offer you the following payment options. Payment is to be made to Klarna:

  • Pay Later 30

  • Pay in 3 instalments

  • Pay Now

Further information and Klarna’s user terms you can find here.

General information on Klarna can be found here.

Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna's privacy statement.